B&B Coverage Group

B&B Coverage provides property, casualty and employee benefits insurance products to a wide range of clients in many industries.

We offer specialized expertise in several vertical business markets, including but not limited to:

Accounting Advertising Apparel Industries Architectural Country Clubs Entertainment Food Industries Healthcare Internet

Legal Services Main Street Businesses Manufacturing Industries Non-Profit Public Relations Real Estate Retail Wholesale Industries

Access to broad insurance company representation

To be most effective, B&B Coverage represents many major insurance companies who have a broad range of product portfolios and a well-earned reputation for quality and integrity. We have earned premier agency status with the majority of carriers we represent, which affords us the ability to better serve our clientele. Our experienced sales and support staff uses the latest technology, including a computerized rating system that compare rates and coverage offered by various carriers, to tailor a policy to the exact needs of your organization.

In a further effort to provide the best coverage while containing client expenses, B&B Coverage will conduct a risk management review, examining options such as higher deductibles and safety programs that can help to lower premiums.

Property and liability coverage

While almost every organization has a policy providing basic protections, we can help you select the correct coverages and limits for your individual situation.

Commercial auto

Insuring vehicles for your business can be considerably more costly than for your personal autos. You may have issues with violations and claims, the vehicles are used more often, and sometimes by many drivers. Yet the need for these vehicles is typically essential to the operation of your business, and you can't afford even a momentary lapse in coverage.

We can help you find the most cost effective coverage for your needs, from top rated carriers you can rely on.

Directors & Officers liability

Whether your organization is a public company, private concern or non-profit, your directors and officers may be the target of a lawsuit by investors, employees and others. Both the individual and the company may be held liable for actions or decisions made in managing the organization.

Every type of organization has its own unique exposures, with widely varying requirements for coverages and policy limits needed to protect individual and company assets.

Employment practices liability

Lawsuits alleging discrimination, sexual harassment, retaliation, wrongful discharge and other violations are rising, and the size of settlements are growing rapidly. This in turn is attracting more plaintiffs' attorneys, exacerbating the problem. Coverage may be purchased as part of a Directors & Officers policy, or as standalone coverage.

Country Clubs

B&B Coverage provides insurance, risk management and loss control services to meet the specialized needs of country clubs. When you work with us, you enjoy:

• A proactive approach to tailor a solution appropriate to the individual club's business.
• Active involvement with the MGA, USGA and PGA.
• Strong relationships with the markets that insure country clubs.
• Over 10 years of experience providing insurance and risk management services to country clubs.

For more information or to discuss your individual needs, please contact Gerry Tobias 914 909-7199 or Joe Saladino 516 872-2300 x3117.

Ocean Cargo

As more business moves overseas, proper coverage of merchandise in transit takes on greater importance. B&B Coverage can cover your shipments on an all risk basis, with shipments by air, ocean cargo and domestic inland transit from the overseas warehouse all the way to your domestic warehouse.

By transferring coverage from a domestic policy to Ocean Cargo, you can often obtain the same coverage for goods after arrival in the U.S. at a substantially lower cost. With our extensive experience in overseas transit, our expert staff can obtain the most appropriate coverages that will protect your interests while yielding considerable savings.

Group benefits

If you are responsible for benefit plans for your company, you know how difficult, and important, it is to provide quality coverage to your employees at an affordable cost. Learn more about our Group Benefit services.

Business continuity

One of the most critical issues for any privately owned business is maintaining continuity in the event an owner or key employee dies or retires. Learn more about our Estate planning and Business continuity services.

To find out more information on how we can help insure your business or to obtain a quote, contact us by phone at (516) 872-2300 or (914) 948-2628 or by email info@bbcoverage.com